With mortgage and savings rates both on the up following increases to the base rate of interest, which is the best place to put your spare cash?


W A T C H N E X T

Should you overpay your mortgage?
   • Should you overpay your mortgage in t...  


#Overpaymortgage #sparemoney #savings

00:00 Mortgage or savings?
01:00 Do you have any debts?
01:56 Do you have an emergency fund?
03:58 Are there any big expenses coming soon?
05:00 Which has the highest rate?
07:32 Do you pay tax on your interest?
08:36 When are you due to remortgage?
10:42 Are you allowed to overpay?
12:48 When is interest added to your mortgage?
13:54 Summary

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A B O U T A N D Y

Andy Webb is a money blogger and journalist. He runs the award-winning website Be Clever With Your Cash, hosts the Cash Chats podcast, presented Channel 5’s Shop Smart Save Money and writes every month for Reader's Digest. Andy also founded the community ukmoneybloggers.com.

DISCLAIMER
Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming.