Pay Increase | Debt & Goal Progress
Next Level Budget Next Level Budget
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 Published On Oct 13, 2024

In this update, I share my budget journey for October, discussing spending, income changes, and debt progress. I have implemented updates on my account dashboard to monitor transactions closely to stay within budget and avoid overdrafts. Encouragingly, I received a small raise, increasing my main income, though rent continues to be a major expense. I'm making headway on my credit card debt and have a detailed payoff strategy aiming for May 2025. Other covered topics include my emergency fund achievement, a slight lag in retirement savings due to rent hikes, side hustle goal challenges, and my children's savings fund strategy. Additionally, I reached my holiday sinking fund goal and set sights on saving for a new house despite current market challenges. Join me as I navigate my financial goals and share insights from my journey!

00:00 Introduction and October Updates
00:20 Account Balances and Transactions
01:18 Income and Expense Overview
02:11 Credit Card Debt Progress
06:06 Goals and Savings Progress
09:28 Side Hustles and Children's Savings
11:31 Holiday and New House Fund
14:01 Conclusion and Support

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