Welcome to another empowering episode of the SeedTime Money Podcast! This week, we’re diving into a simple yet profoundly impactful strategy that has helped us and many others transition from living paycheck to paycheck to becoming generous givers and achieving true financial freedom.

Whether you’re new to managing your finances or looking for a less intimidating way to enhance your financial health, this episode is packed with actionable advice, real-life transformations, and grounded spiritual insights. Tune in to start mastering your money management today!

★★ Key Topics Discussed ★★
➡ A Life-Changing Tool: Discover the free app that has revolutionized our financial tracking, helping us and countless others see where our money actually goes. This tool offers clarity and control, making significant savings effortless.
➡ Real Stories of Real Impact: I’ll share a compelling story about a couple who thought they were spending moderately on dining out, only to discover through this app that their actual spending was quadruple their estimate! Learn how this realization offered them new choices that aligned better with their life goals.
➡ Biblical Wisdom on Financial Management: We explore what the Bible says about managing resources wisely, with references to Genesis 13:2 and Proverbs 27:23. These scriptures remind us of the importance of being knowledgeable and attentive stewards of what we have.
➡ Practical Steps to Take Control: Whether you prefer jotting things down or using digital tools, we discuss practical methods to keep track of your spending. Learn how these strategies can lead to subconscious, smarter spending habits without feeling restricted.
➡ Engage with Us: We love hearing from our listeners! Find out how to share your success stories with us and get involved in our community.


★★ Why You Should Listen ★★
➡ Gain Control: Learn how to take the driver's seat in managing your finances without feeling overwhelmed by the process.
➡ Save Effortlessly: Discover how simple adjustments in tracking can lead to substantial savings without the need to cut down on your enjoyment.
➡ Empower Your Decisions: With real data on your spending habits, you’ll be able to make choices that truly reflect your priorities and lifestyle needs.


★★ Resources Mentioned ★★
➡ Rocket Money App - A user-friendly app for tracking expenses. Available in both free and premium versions at: https://rocketmoney.com.
➡ Visit https://seedtime.com/cashflow for a free tutorial on how to use the Rocket Money tool effectively.
➡ Our Book "Simple Money, Rich Life" - https://seedtime.com/smrl (Delve deeper into our philosophy and strategies by checking out Chapter 4, which covers the topics discussed in today’s episode).
➡ Unbudgeting Program - Explore our Real Money Method for a simpler, more effective approach to budgeting at: https://seedtime.com/realmoney.
➡ 14-Point Checklist to Give $1M by Age 40 - https://seedtime.com/give1m/


★★ BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram   / seedtime  . Let’s get into it! 🎧


★★ Simple Money, Rich Life ★★
If you haven’t checked out our best-selling book, Simple Money, Rich Life (https://SeedTime.com/smrl), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.



💡 Find out more at https://seedtime.com/

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DISCLAIMER: Bob Lotich is a financial educator, not a financial/investment advisor. He is sharing his personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes. There are financial risks associated with investing, and Bob Lotich’s results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor and conduct your own due diligence.

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