In this video I discusses the topic of generating a sustainable income from investments. I introduces the concept of bucketing and time segmentation as a strategy for retirement income planning. The strategy involves dividing assets into different buckets with specific purposes. The four buckets are: long-term investment pot, guaranteed income, spend with freedom, and sleep at night. I emphasise the importance of giving money a purpose and having a sleep at night fund to withstand market downturns. I also touch on the impact of inflation and the need to top up the buckets as necessary.

Key Takeaways

Bucketing and time segmentation is a strategy for retirement income planning that involves dividing assets into different buckets with specific purposes.

The four buckets in the strategy are: long-term investment pot, guaranteed income, spend with freedom, and sleep at night.

Having a sleep at night fund with two years' worth of expenditure helps to withstand market downturns and avoid making impulsive financial decisions.

Considerations for a sustainable income strategy include taking into account inflation, topping up the buckets as necessary, and aligning investments with personal risk tolerance.