In this video, we explore different options regarding your 401k funds when moving back to India. We'll discuss several key topics, including: Estate tax implications for non-residents in the US, Roth IRA earnings and how they are treated under Indian tax law, The 10% early withdrawal penalty, Tax planning during the RNOR (Resident but Not Ordinarily Resident) phase, and strategies to make the most of this transitional status. #401k #backtoindia #returntoindia #nri

https://www.irs.gov/individuals/inter...
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Chapters:
0:00 Introduction
0:44 Important information before we dive into options
4:18 Option 1 (Leave in employer sponsored plan)
4:56 Option 2 (Roll over 401k funds to Traditional IRA)
7:16 Option 3 (Roll over 401k funds to Roth IRA)
8:36 Option 4 (Withdraw 401k funds during RNOR)
11:53 Option 5 (Withdraw 401k funds during ROR)
12:55 Summary and substantial periodic withdrawal

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✅ About Desi Return.

Our mission is to provide support and guidance for Non-Resident Indians (NRIs) who are considering or planning to return to India. We share informative and engaging content about frequently asked questions related to finance, culture, job opportunities, real estate etc.,. Our goal is to help you make an informed decision about your move to India and to ensure a smooth transition back to your home country.

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