Financial habits I'm forming in my 30s after being BAD with money in my 20s! Check out my sponsor https://betterhelp.com/murphy for 10% off your first month of therapy with BetterHelp, you'll get matched with a therapist who will listen and help you with anything, including financial stress which is one of the leading causes of stress today. I use them currently to talk through everything from guilt to 'mom rage' to loss of identity in parenthood and I couldn't recommend them more - so easy to fit into a busy lifestyle and on top of weekly live sessions you can message them anytime!

IN THIS VIDEO:
00:00 - 04:18 intro
04:18 - 05:33 BetterHelp
05:37 - 08:16 I track my spending (and I budget)
08:16 - 09:21 Reduce/reuse/recycle - with clothes/expensive hobbies
09:21 - 10:40 be smart about sales / a hack to save money I got from Caroline Winkler's channel!
10:40 - 12:08 quality over convenience
12:08 - 12:53 meal planning/meal boxes to cut down on takeaways
12:53 - 15:06 I set aside 10% of my monthly salary
15:06 - 16:47 Emergency fund / buffer
16:47 - 19:22 Learning about INVESTING & setting up a pension
19:22 - 26:08 outro

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