Reviewing the Best Citibank Cashback Credit Cards NOW
Chris @HoneyMoneySG Chris @HoneyMoneySG
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 Published On Oct 28, 2022

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Disclaimer: Information provided in the video are not meant to be taken as professional financial advice and are strictly for entertainment purposes only. The content shared is based on the creator’s personal experience and results may vary from each individual’s personal finance situation i.e. DYOR

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S tier - Super value, must get
D tier - Don’t bother & waste time

Citi Cashback Plus 1.6%
B tier
1.6% Unlimited cashback, easy to use for beginners
Mastercard can be paired with Instarem amaze for overseas transactions, especially big ticket items
Additional 0.4% with Citi Plus account with min retail spend $500
Exclude Education, Bus/MRT, Grab wallet & prepaid top-ups
Manual Redemption of Cashback via SMS

Citi Cashback 6% to 8%
A tier
6% Dining, 8% Petrol & Grocery
No sub-category cashback cap, total $80 cap
Easy to front load Grocery spend through Gift Cards/Vouchers
Only specific to 3 categories, limited use
High min spend of $800

Citi SMRT 5%
S tier
5% Cashback on Grocery, Online Purchases, Taxi & Bus/MRT in SMRT$
Annual cashback cap of $600 SMRT$ max during 12 month period (~$50 cashback per month)
Exclude Travel spend for cashback (Hotels, Airfares, Travel agents & partners, Cruise, Car rental)
Good for big ticket spending that can be paid online e.g. eCommerce, online electronics and gadgets, online furniture stores.
Min spend $500, reasonable if you buy groceries for family. Otherwise just front load

Citi M1 10% on M1 Bills
D tier
Up to 10% on M1 recurring bills if Total spend above $600/month
Capped at $300 worth of M1 recurring charges
$300 M1, $300 non-M1 which does not earn cashback. Effective 5% cashback
So many alternatives for 5% and, rendering this this card useless

#sponsoredby #moomootrading

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