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If something were to happen to you, how much life insurance coverage and for how long would you need going forward. Its a simple question that I am sure if you answer honestly will mean that 1 million should be the bare minimum of coverage you should be looking at.

Take your salary at 70% multiply it for that many years and this will give you a bare minimum, thats doesn't include debt, mortgage, credit lines, car loans, funeral expenses, emergency funds, education funds. You will find that you probably need more then you think. And life insurance in Canada is really not that expensive as you might think.

Would love to hear your thoughts ?