Hi friends! In today's video, we go over how much I spent in 2022 and 2023!

👩🏻‍💻 About Me

I’m a 20-year-old senior year nursing student living at home while working part time. I’ve always been fascinated by personal finance; my parents taught me the importance of saving the money I earn and receive as a little girl. I’ve been tracking my expenses since 2021, budgeting since 2022, and started using YNAB since February 2024. I’m currently focusing on investing and saving as much as I can while living at home. Throughout the month, I will post videos budgeting my paychecks and reviewing my income, expenses, savings, and investments.

✨ Things I Love to Use

💜 Rakuten
Get coupons & cash back on major online retailers
Referral link: https://www.rakuten.com/r/MIAPES3

🧡 Capital One Savor One

Unlimited 3% cash back on dining, entertainment, popular streaming services, & groceries
$200 cash bonus after spending $500 in the first 3 months of owning
Referral link: https://i.capitalone.com/JqcxdHnxx

💙 Chase Total Checking & Savings

$300 sign-up bonus with qualifying direct deposits
Referral link: https://accounts.chase.com/raf/share/...

🧡 Capital One Savor One

Unlimited 3% cash back on dining, entertainment, popular streaming services, & groceries
$200 cash bonus after spending $500 in the first 3 months of owning
Referral link: https://i.capitalone.com/JqcxdHnxx

💙 Chase Total Checking & Savings

$300 sign-up bonus with qualifying direct deposits
Referral link: https://accounts.chase.com/raf/share/...

📖 Chapters

Intro: 0:00
Budgeting Background: 0:11
2022: 0:26
Eating Out: 0:54
Coffee: 1:10
Gym Membership: 1:23
Activities: 1:40
Entertainment: 1:54
Concerts: 2:06
Comedy Shows: 2:11
Clothing: 2:25
Beauty: 2:49
Business: 3:17
Subscriptions: 3:41
Miscellaneous: 4:00
Travel: 4:19
2022 Spending Total: 4:35
2022 Spending by %: 4:40
Reflections: 5:02
2023: 5:20
Eating Out: 5:25
Coffee: 5:52
Gym Membership: 6:20
Activities: 6:46
Entertainment: 6:59
Clothing: 7:25
Beauty: 8:20
Gifts: 8:46
Business: 9:15
Subscriptions: 9:30
Giving: 9:55
Travel: 10:31
Miscellaneous: 10:46
2023 Spending Total: 11:08
2022 Spending by %: 11:14
Reflections: 11:43
2024: 12:14
Thank You For Watching :): 12:18

🎶 Music

bedtime after a coffee by ikkunn (Barradeen) |   / ikkunwastaken  
Creative Commons Attribution-ShareAlike 3.0 Unported
https://creativecommons.org/licenses/...
Music promoted by https://www.chosic.com/free-music/all/

🚨 Disclaimer: I am not a financial expert and this video is for entertainment purposes only!