🚨DISCLAIMER: This video ONLY covers living expenses and is not inclusive of university fees since it varies uni to uni and course to course. Everything mentioned in the video is based on SINGAPORE DOLLARS and not USD. Values may slightly change based on inflation rate depending on when you watch this video. We are not financial advisors, we are just students sharing our experience handling our personal finances.

PLS NOTE: The rent estimate we've mentioned in the video is assuming that you have a roommate / flatmate sharing the cost!!!

🔗Helpful Links:
- PSR Rent Breakdown: https://graduatestudies.smu.edu.sg/ac...
- Concession Card Details: https://www.transitlink.com.sg/conces...
- Nischa's Youtube Page:    / @nischa  
- Be Your Own Lakshmi Course: https://beyourownshakti.com/be-your-o...
- Money Manager (iOS): https://apps.apple.com/sg/app/money-m...
- Minimum Wage & Legal Aspects of working Part Time: https://www.mom.gov.sg/passes-and-per...
- SEBI investment document (super useful to get your basics for investing!): https://investor.sebi.gov.in/iemateri...
- Discounts: https://t.me/ThisCounted + UNiDAYS

Apps you can use to get things for cheaper! : Shopee, Lazada, Carousell

Apps for Finding Jobs:
- Ask.SMU on Telegram: https://t.me/ask_smu
- Staffie: https://apps.apple.com/sg/app/staffie...
- Fast Jobs SG: https://apps.apple.com/sg/app/fastjob...
- Find Jobs: https://apps.apple.com/sg/app/findjob...

Hi there! I hope you found this video helpful in getting a sense of how to manage expenses in Singapore as this was a highly requested video. I really wanted a girl to be on this video with me (because HEY girl powerrr 💃) and Navya was the PERFECT person for this video!

If you enjoyed watching this video, drop a comment saying "Insurance 🥺" to send your condolences for my dumb ass mistake and also let me know that you read the description 😉

For more regular updates & fun stuff, follow me on Instagram at @amikaukulele :)

Stay swag and I shall see you very soon!

TIMESTAMPS:
00:00 Intro
00:58 What is the monthly living cost for students in Singapore?
01:20 Is cooking at home cheaper than eating out in Singapore?
02:13 Is there a canteen / mess / meal plan system in SMU?
02:35 How much does a filling meal cost in Singapore?
02:43 How much is rent in Singapore?
03:13 SMU's housing system
03:25 Types of accommodations in Singapore for students
03:48 Tips on House Hunting in Singapore
04:53 Medical Insurance in Singapore
05:43 How much do public transport and cabs cost in Singapore?
06:45 How much money do you need to live comfortably in Singapore?
07:08 Monthly budget estimate for living in Singapore
07:59 Tips to stay within you budget!
08:29 How to track your expenses & why it's important
10:33 Can part time jobs cover your expenses in Singapore?
11:02 Is it legal and feasible to do part-time jobs on student pass?
11:35 What are the pay rates for part-time jobs in Singapore?
11:54 Where can I find part time jobs in Singapore?
13:09 Do you need prior work experience to do part-time jobs?
13:35 Our experience with part-time jobs!
14:57 Two EASY ways of earning money in Singapore
15:41 Investing as students (tips + advice)
17:17 PERSONAL TIPS for managing finances!