NOTE: I MENTIONED ABOUT A 25% MAX REPAYMENT FOR THE FIRST 3 YEARS. THATS NOT APPLICABLE FOR INDIVIDUAL BORROWERS. THERE IS NO MAX PREPAYMENT CAPPING


Link to Old Video:    • HDFC Home Loan Prepayment Procedure /...  

How to go about pre paying your #HomeLoan taken from #HDFC Bank.

Step 1: Email HDFC LTD Customer Support
Step 2: Mention File/Loan Account Number in Subject and copy paste content draft given below.
Step 3: Mention Prepayment amount and if Request to reduce EMI OR reduce Tenure and also attach 3 months of your bank statement.
Step 4: Make Prepayment
Step 5: Take a screenshot of acknowledgement once received
Step 6: Attach acknowledgement on original email with Customer Support

Loan Prepayment amount will reflect in your loan account within 4 working days.


Email [email protected] with the below draft:
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Request Form - Part Prepayment
Loan Account No.:
Loan Type : Home / Imp / Extn / Land / Others (specify) :
I/We have availed a loan under the above mentioned loan account no. and would like to make a Part prepayment of Rs. _____________________.
The above has been availed under the __________________(Adjustable Rate Home Loan -ARHL /Fixed Rate Home Loan - FRHL/ Dual Rate Home Loan - DRHL/ Fixed First scheme).
I am aware that any prepayment will be permitted by HDFC subject to Prepayment charges if applicable to that product and scheme.
I/We confirm the prepayment is being made from:
Name as per Bank Account_______________
Bank Account No. _______________
Bank Name_____________
Branch ____________.
I/We are attaching herewith 3 months bank statement of the mentioned account to enable you to verify the source of this prepayment.
I/we would like to make this part prepayment on _________________(date) and would request you to inform me the amount payable by me including prepayment charges if applicable.
I/We further undertake that HDFC reseres the right to revise the amount payable if at any time it is found that the sources and documents submitted is/are found to be incorrect and / or inadequate.
From :
Address:
Mobile No.:
Email:
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