Don’t forget to get your free secret letter https://linktr.ee/davetalksmoney

Resources
=======================
Apply to work with my team: https://bit.ly/litigationapplication

Grab Your Credit Report With For $1 For 7 Days Trial: https://bit.ly/IQfreetrial


CFPB Writeup
===================================== 

looked at my report back on December 1, and noticed some things are incomplete and not accurate. And according to the fair credit reporting act Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates. These accounts [Name of Account & Account Number ], [Name of Account & Account Number ], [Name of Account & Account Number ], [Name of Account & Account Number ], are not complete and accurate.

And one more thing according to 15 USC 1681s-2 A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.



I looked at my report back on December 1, and noticed some things are incomplete and not accurate. And according to the fair credit reporting act Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates. These accounts [Name of Account & Account Number ], [Name of Account & Account Number ], [Name of Account & Account Number ], [Name of Account & Account Number ], are not complete and accurate.

I sent a letter asking them to make sure everything is complete and accurate and here is my tracking number

They sent me investigation back and said everything is complete and accurate but if you check my attachments everything is not complete and accurate


And according to nd according to 15 USC 1681i 5 they are suppose to do this (5)Treatment of inaccurate or unverifiable information
(A)In general
If, after any reinvestigation under paragraph (1) of any information disputed by a consumer, an item of the information is found to be inaccurate or incomplete or cannot be verified, the consumer reporting agency shall—
(i)promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and
(ii)promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer.

And according to this law they are suppose to provide me a description of the investigation according to 15 USC 1681i(7): (7)Description of reinvestigation procedure
A consumer reporting agency shall provide to a consumer a description referred to in paragraph (6)(B)(iii) by not later than 15 days after receiving a request from the consumer for that description.

But they did not do that as well either.

and according to 15 USC 1681s-2 they are suppose to not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.