When we think of the rich, it’s easy to picture extravagant lifestyles filled with luxury cars, designer clothes, and lavish vacations. But the reality is often quite different. The truly wealthy don’t stay rich by spending money on flashy items or unnecessary luxuries. In fact, many of the rich carefully avoid certain expenses that drain their finances and focus instead on growing their wealth. Curious about what they skip? Let’s take a closer look at the smart spending habits that help the rich stay rich—and how you can apply these strategies to your own life.

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