Hurricane season starts June 1, but Karen Harris’ current home insurance policy won’t cover her house near downtown Orlando beyond the first month of what’s shaping up to be a busy season.

"I got my notice last fall that Farmers would be dropping me at the end of this term, so July, I’ll be out of luck," Harris said.

Her situation, unfortunately, is not uncommon for Central Florida homeowners who have been navigating the state’s home insurance crisis for more than four years.

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