പോസ്റ്റ് ഓഫിസിൽ നിന്നും മാസം 5000 രൂപ നേടാം.കേന്ദ്ര സർക്കാർ POMIS പദ്ധതി.ഇപ്പോൾ അപേക്ഷിക്കാം | Post Office Monthly Income Scheme Features & Benefits | പോസ്റ്റ് ഓഫിസ് പ്രതിമാസ വരുമാന പദ്ധതി

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Post Office Monthly Income Scheme Features & Benefits | പോസ്റ്റ് ഓഫിസ് പ്രതിമാസ വരുമാന പദ്ധതി
POST OFFICE MONTHLY INCOME SCHEME | MIS | MALAYALAM
About this Video :- In this video I would like to inform you the new post office monthly income scheme which will give you a regular monthly income in the form of interest on your investment. The minimum investment in Rs. 1500/- and Maximum Rs.4,50,000/- in the case of individual and Maximum investment for Joint investors is Rs.9,00,000/- which will be equally distributed among the members. If you deposit 9,00,000 then you will get a sum of Rs.5700/- income per month. You can closes the scheme after completing one year but they will discount 2% on capital if the closure is in between 1 to 3 years and the discount is only 1% after completing 3 Years. Nominee facility is available and you can transfer the fund from one post office to another one.

The post office monthly income scheme provides a guaranteed monthly income at an annual interest rate of 7.7%. Available at all post offices in which you invest a certain amount to earn a fixed interest every month.

മാസം ഒരു സ്ഥിരവരുമാനം ആഗ്രഹിക്കുന്നവർക്ക് പോസ്റ്റ് ഓഫീസിലെ ഒരു മികച്ച പദ്ധതിയെ പറ്റി അറിയാം.

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Post office have various schemes usefull for common people. People are not aware of these schemes because they are not promoted enough. One of the advantage post offices have is its presence in almost all areas in India. You can find a post office in any rural place in India.
Post office monthly income scheme can be used as a pension scheme also if you want. Account opening process is very simple. You can open a post office monthly income scheme or POMIS scheme account easily by visiting a post office near you. You need to fill form. Documents required to open POMIS account are identity proof, address proof etc. duration of post office monthly income scheme is 5 years. No Tax deduction on source (TDS) is attraction. Return calculator for each lakh invested is given in video itself. There are some post office schemes for senior citizens with high interest rate. POMIS in 2019 introduced a new option to move your earnings to a recurring deposit.