Spending can get out of control quickly and before you know it, you are spending far more than you ever imagined and you don’t know where to even begin cutting expenses.

If it’s time to rein it in – we have some help for you in this video – and it can be as easy and adopting a new habit to help you see your spending in a different light.

Whether you need to find a couple hundred extra dollars in your budget or you’re finding that you consistently have more “month than money”, this video will help you find a strategy to cut your spending down to size (or cut it our altogether).

Frugal living is about more than simply NOT spending any money. It's about SMART spending, which allows you to meet goals while not overburdening your home or budget with things you don't need.

00:00 - Introduction
01:00 - The importance of doing the math so you don't overspend.
03: 05 - Do a no spend or low spend challenge to stop overspending.
06:00 - Create a waiting period before you make a purchase.
06:45 - Find an alternative to high-priced products and purchases.
09:00 - Stay off of shopping websites if you need to stop spending money.
10:00 - Avoid shopping for therapy.
11:30 - Do the 10% challenge to find places in your budget where you can save money.
13:20 - Create spending or saving goals.
13:57 - Get an accountability partner to help you save money.

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//WATCH MORE OF OUR VIDEOS:
○ No Spend Challenges to Help You Save Money:    • 5 No-Spend Challenges to Help You Sav...  
○ Our 10% Savings Challenge (and How to Do It):    • How to Cut Your Expenses in 20 Minute...  
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//ABOUT:

We're Hope and Larry and we love practical frugality. We raised our four sons, debt-free, including paying cash for our home when our income was well under the national average. For tips on saving money, budgeting, paying off debt, and setting goals (while living with a spirit of joy and abundance), subscribe to us here on YouTube and visit us at our website and on social media.

Information on Under the Median represents our opinions only. We are not medical doctors, medical professionals, nutritionists, or investment professionals. All content found on Under the Median is intended for informational purposes only. Please be sure to exercise due diligence and always contact a professional with any questions you may have regarding any information you have seen or heard on our YouTube channel. Use caution when following instructions in this video. The creator and publisher of this video will not be held responsible for any adverse effects that may arise from the use of any method on this channel.



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