Whether you pay your credit card bill in full every month, or find yourself scouring the couch cushions to find just enough to meet your minimum payment, you might be trapped in a sneaky cycle called the Credit Card Float. Learn what it is, how you got there, and two clear-cut ways to not only escape the cycle, but achieve healthy and independent spending while you’re at it!

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Timestamps:
0:00 Intro
1:01 What is the Credit Card Float?
1:56 The Big Problem
2:17 How to Know if You’re on the Credit Card Float
2:47 Signs of Credit Card Dependence
3:38 Credit Cards are Debt
4:25 What Healthy Spending Looks Like
5:00 Living on Last Month’s Income
5:38 A Quick Way to Escape the Credit Card Float
7:12 A Slower Way to Escape the Credit Card Float
7:50 Gaining Financial Ownership
8:20 How to Use Credit Cards Safely
8:38 How YNAB Can Help You Escape the Float
9:32 YNAB Win! #bob
10:22 Use Our Free Resources to Start Your Budget
10:51 Outro

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