USDA loans are the underdog of the mortgage world. So many people either don't know about them or are afraid of them. In this video, we'll break down the 2021 USDA loan so you can learn how you can get a solid mortgage with 0% down.

Applicant Orientation...
English: https://www.rd.usda.gov/files/RD-SFH-...
Spanish: https://www.rd.usda.gov/files/RD-SFH-...

Map and Income Website: https://eligibility.sc.egov.usda.gov/...

— GET STARTED —
🏠 Connect with a helpful LENDER in your state → https://www.winthehouseyoulove.com/le...
🏠 Connect with a helpful AGENT in your city → https://www.winthehouseyoulove.com/agent

— HELPFUL TOOLS —
✅  Max Purchase Price Calculator → https://www.winthehouseyoulove.com/ma...
✅  Lowest Cost Loan Calculator → https://www.winthehouseyoulove.com/lo...
✅  Home Buying Planner →
✅  Today’s Interest Rates → https://www.winthehouseyoulove.com/to...
✅  Step-By-Step Home Buying Timeline → https://www.winthehouseyoulove.com/ti...
✅  Student Loan Savings Calculator → https://www.winthehouseyoulove.com/st...


0:00 How USDA can help
0:41 Overview
2:34 USDA experience
4:02 Credit Requirements
5:40 Credit Events
6:30 Rates
7:25 Mortgage Insurance
8:35 Property Requirements
10:10 Example homes
11:12 Loan Limits
12:47 Appraisal
14:55 Employment
16:28 Debt-To-Income Ratio
18:38 Down Payment/Closing Costs
20:57 Seller Credits
21:42 Special Requirements/Features
23:54 Seller Perception
25:21 How To Apply
26:14 4 Main Types Of Loans

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Kyle Seagraves
NMLS# 1701021
Motto Mortgage Alliance
8900 N. Dixie Dr.
Dayton, OH 45414
Equal Housing Opportunity