The UMEED scheme, initiated under the National Rural Livelihoods Mission (NRLM) and implemented in Jammu & Kashmir, is a revolutionary step toward empowering women, especially in rural areas like Ramban. The primary aim of the scheme is to uplift women economically and socially, fostering an environment where they can break out of the traditional boundaries of poverty and dependence. It focuses on self-help groups (SHGs), where women receive skill-based training, access to loans, and other forms of support to start and sustain small and medium-sized businesses.

In Ramban, the impact of UMEED has been nothing short of transformative. Women who once struggled to manage even small amounts of money have now become financially independent. Through the scheme, loans of thousands, even lakhs, are easily accessible, enabling the creation of businesses that were previously unimaginable. These include small shops and larger enterprises, contributing significantly to local economic growth.

Reflecting on personal experiences under the scheme, many women have shared how their lives have changed dramatically. For instance, in the past, women in rural communities often stayed confined to their homes, engaged only in household chores and with little social interaction. UMEED has helped break these barriers. Through SHGs, women are not only stepping out of their homes but also learning crucial skills like public speaking, networking, and business management.

One remarkable achievement is how local products, such as anardana (dried pomegranate seeds), have reached international and state markets, with the help of e-commerce platforms like Amazon, Flipkart, and Myntra. Previously unaware of the potential of their traditional products, women have now realized the value and demand for these goods, turning them into viable businesses. This has brought both recognition and economic rewards to their communities.

Overall, the UMEED scheme has not just been a tool for financial empowerment, but also a means of social transformation. Women who were once silent are now vocal leaders in their communities, confident in managing their finances, and contributing to household and community welfare. The scheme is a beacon of hope for reducing poverty and enhancing the role of women in local economic development. It stands as a testament to what can be achieved when government initiatives target grassroots levels, empowering individuals who previously had limited opportunities.




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